Understanding your Homeowners Policy

How many side-splitting videos of home bloopers have you watched? All those front porch slip-and-falls, the sports equipment flying through windows, pools collapsing and trampolines tearing, lawnmowers and mopeds out of control…

You laugh when it’s happening to someone else, but do you have the right homeowner’s insurance coverage for when everyday calamities happen in your house?

Unlike the neighbor who adds too much lighter fluid to the barbeque, a caring and knowledgeable insurance agent can be like a valued friend of the family. Let the task of figuring it out rest on their shoulders.

Here are some things they will consider:

Dwelling Replacement Cost

Other Structures

Personal Property / Contents

Loss of Use

Comprehensive Personal Liability

Medical Expenses / Medical Pay to Others

Sorting all of this out is a huge benefit of working with an independent agent. The specialists at Holman Insurance Services can help you understand the various coverages and determine if you are properly insured.

The bigger your assets, the more coverage you will need. Contact us for a quote or advice. We have strong shoulders for you to lean on.