The test for any commercial insurance agency is how well they understand your business. At Holman Insurance Services, our specialty programs are built on our long history of working in the auto and fleet industries. If your business involves vehicles, we can provide unsurpassed knowledge, experience and service.
Auto Dealer Package
Whether you’re a franchised or independent auto dealer, you have inventory to protect, customers and workers to keep safe, vehicles and equipment to guard from theft, and a number of risks to cover. Talk to us about your insurance needs and you’ll be speaking with someone with a deep knowledge of what it takes to run a dealership, and how to keep it protected.
Commercial Auto Insurance
When vehicles are an essential part of your operations, your business is subject to the risks of the road, every day. That may be a challenge, but it’s one that Holman has been successfully managing in a wide range of vehicle-based businesses for years. We’re skilled in balancing the costs of protection with the need to drive the bottom line. Talk to us about how you can have the coverage you need for collision damage costs, medical payments, weather and environmental damage and other real-world possibilities, while keeping your business running smoothly and profitably.
Non-Emergency Medical Transportation
When your business is about getting patients where they need to be, you need a complete insurance plan that covers not just transport but helping patients on and off your vehicles. Our NEMT specialists can help you gain the coverage you need for such risks as personal injury, collision damage, property damage, fleet protection and a range of other needs tailored to your specific business.
Innovative Telematic Solutions
In order to promote safer driving within your fleet, your business needs to manage individual driver deficiencies and behaviors. Holman offers advanced telematics technology that allows companies to manage information from 20 different devices and can work with your existing telematics service provider or recommend a device at cost if you are not currently using a system. Telematics Brochure
If you’re a franchisor, understanding your franchisee’s fleet can be a hassle. While this business model provides flexibility and cost control, there is a great deal of risk to your company if you aren’t taking the correct preventive safety measures. Holman Insurance is ready to provide you with unique solutions for your business. Mitigate your risk by ensuring required coverages and limits are in place, verifying compliance of specific driver policies, utilizing safety training modules and analyzing detailed driver behavior reports. Take advantage of our partnerships with various insurance carriers to meet your needs, and specialized consultations through our sister company ARI fleet. Let’s get you the right coverage to protect your business.
Third Party Contracted Labor
If your business relies on independent and subcontractors to deliver services, a big challenge you may face is managing compliance. Whether you use independent or general contractors like plumbers, electricians, carpenters or other contracted third parties, Holman Insurance can offer unique solutions to optimize your productivity and effectiveness. We can help mitigate risk in a way that reduces friction between your company, your employees, and business partners, while adhering to contracted terms including insurance coverages, vehicle specifications, and more.
Employee Reimbursement for Use of Personal Auto
If you are reimbursing your employees to use their personal vehicles for business use, this can expose you to risks you may not have considered. Any non-owned vehicle or fleet that does not have sufficient insurance to cover the cost of an accident can be a huge liability. The last thing you want is to be brought into a lawsuit. Protect your company’s reputation and ensure your customers’ trust by having the proper coverage. Let Holman Insurance review your driver policies and procedures to safeguard your business while providing a cost-effective solution for your reimbursed employees.
Vendor Insurance Program
Holman Insurance Services has built a multi-line insurance solution for auto repair shops designed to meet your typical insurance needs and the requirements of fleet management vendor contracts. Our vendor insurance program features a variety of premium discounts and Safety Group Dividend Program for certified shops which may include ASE Blue Seal of Excellence, AAA Approved Auto Repair, or I-Card Gold Class designation.
Businessowner’s Coverage (Property & Liability) includes protection for your building and contents and covers expenses if your business is held liable for harm to another. Protection against loss of business income, employee dishonesty, damage to outdoor property, and more are automatically included with our basic policy. Add-on coverages options include Car Wash – Damage to Customer Autos, Computer Fraud and Funds Transfer, Credit Card Slips, Damage to Leased Property Caused by Vehicles, Data Compromise, Defective Products/Faulty Work, Garagekeepers, Garage Liability, Hired and Non-Owned Auto Liability, Hired Auto Physical Damage, Loss or Damage to Customers’ Autos, Private Parking Lot among others.
We will provide you with the coverage you need to protect your business while taking advantage of premium discounts and safety programs available through our vendor program.
Contact us today for a no obligation coverage review.
Holman Insurance Services
Email Us: info@HolmanInsures.com